Comparison GuideOrlando, FL · 2025

Metal vs Shingle Roof in Orlando, FL: Which Is Better? (2025)

Choosing between metal and asphalt shingle roofing is one of the biggest decisions Orlando homeowners face. Both are widely used in Central Florida, but they perform very differently in our climate — with its hurricane season, intense UV exposure, and year-round humidity. This guide breaks down the real differences so you can make the right call for your home and budget.

Our Verdict for Orlando

Metal Roof wins for most Orlando homeowners

For most Orlando homeowners who plan to stay in their home long-term, metal roofing is the superior choice for Florida's climate — better hurricane resistance, longer lifespan, and lower lifetime cost. Asphalt shingles remain the right choice for budget-conscious homeowners or those planning to sell within 10 years.

Metal Roof vs Asphalt Shingles: Side-by-Side Comparison

Category
Metal Roof
Asphalt Shingles
Installed Cost (2,000 sq ft)
$18,000–$35,000
$9,500–$14,000
Lifespan in Florida
40–70 years
15–25 years
Hurricane Wind Rating
Up to 160+ mph
Up to 130 mph (impact-rated)
Energy Efficiency
Excellent (reflects heat)
Moderate
Insurance Discount
Up to 30–35%
Up to 15–20%
Maintenance
Very low
Low–moderate
Noise in Rain
Moderate (with insulation)
Quiet
Resale Value
High
Moderate
Permit Required
Yes
Yes

Cost: Shingles Win Upfront, Metal Wins Long-Term

Asphalt shingles cost $9,500–$14,000 installed for a typical 2,000 sq ft Orlando home. Metal roofing runs $18,000–$35,000 for the same home — roughly 2–2.5x more upfront.

But the math changes over time. Asphalt shingles in Florida's climate last 15–25 years. Metal roofs last 40–70 years. Over a 40-year period, you'd replace asphalt shingles 2–3 times at a total cost of $19,000–$42,000 — potentially more than a single metal roof installation.

Add in insurance savings (metal roofs can reduce homeowners insurance premiums by 30–35% in Florida) and the lifetime cost advantage of metal becomes significant.

Hurricane Performance: Metal Has a Clear Edge

This is where the difference matters most in Orlando. Standing seam metal roofing can withstand winds of 160+ mph — well above the threshold for major hurricanes. The interlocking panel design eliminates the individual fastener points that are the primary failure mode for shingle roofs in high winds.

Impact-rated asphalt shingles (required in many Orange County zones) are rated to 130 mph. That covers most storms, but not the strongest hurricanes. After major storms, metal roofs consistently show dramatically lower damage rates than shingle roofs.

For homeowners in flood zones or high-wind areas of Orange County, metal roofing is the clear choice for storm protection.

Energy Efficiency in Orlando

Metal roofing reflects solar radiation rather than absorbing it — a significant advantage in Orlando's intense sun. A metal roof can reduce attic temperatures by 20–30°F compared to dark asphalt shingles, directly reducing air conditioning load.

In a climate where AC runs 8–10 months per year, this translates to real savings. Most Orlando homeowners with metal roofs report 15–25% reductions in cooling costs.

Light-colored or reflective asphalt shingles (cool roof products) close some of this gap, but metal still outperforms on energy efficiency.

When Shingles Are the Right Choice

Asphalt shingles make sense for Orlando homeowners who: are on a tight budget and need to replace a failing roof now, plan to sell the home within 10 years (the upfront cost difference may not be recovered in resale), or are replacing a roof on a rental property where long-term ROI is less of a priority.

Quality asphalt shingles from manufacturers like GAF, Owens Corning, or CertainTeed — properly installed with hurricane straps and correct fastening patterns — provide solid protection for Orlando's climate at a significantly lower upfront cost.

Frequently Asked Questions

Does a metal roof increase home value in Orlando?

Yes — metal roofs are highly valued in Florida's real estate market. Buyers recognize the hurricane protection, insurance savings, and longevity. Most Orlando real estate agents report that metal roofs are a strong selling point.

Is a metal roof louder than shingles in rain?

A properly installed metal roof with solid sheathing and insulation is only slightly louder than shingles. The noise difference is minimal in most homes and many homeowners report they prefer the sound.

How much can a metal roof save on homeowners insurance in Orlando?

Metal roofs can reduce homeowners insurance premiums by 30–35% in Florida. On a $4,000/year policy, that saves $1,200–$1,400 per year — or $12,000–$14,000 over 10 years.

What metal roofing is best for Orlando?

Standing seam metal roofing is the premium choice for Florida — no exposed fasteners, superior wind resistance, and longest lifespan. Metal shingles are a more affordable alternative that mimics the look of traditional roofing.

Do I need a permit for a metal roof in Orlando?

Yes — a roofing permit is required in Orange County for any full roof replacement, including metal.

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Quick Verdict

Winner

Metal Roof

For most Orlando homeowners. See full analysis above.